Budget, Smudget...blah blah blah!!! Who has the time to create one...or better yet maintain one??
While creating and sticking to a budget is very time consuming (and somewhat restraining), budgets can help us maintain a healthy balance between financial responsibility and enjoying all that life has to offer.
Setting a budget doesn't mean you cannot splurge on "self care," it simply allows you to do so while being BUDGET SAVVY!! The idea is to "set aside" money for certain things until you can afford to pay for them, WITHOUT applying for loans or using credit cards.
Budgets can help us:
1. Achieve our financial goals
2. Live within our means
3. Save for a college fund, buy a home, save for a family vacation
4. Pay down debt...and much, much more!!
Are you ready to start your budget journey with us? Click here for our Savings Template.